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RBI panel identifies 12 accounts to initiate insolvency proceedings....RBI panel considered accounts with exposure of over `5,000 cr, with over 60% NPAs...Inthis edition of Big Deal CNBC-TV18's Nisha Poddar talks to Sapan Gupta of Shardul Amarchand Mangaldas, Harish Chander of Edelweiss ARC and Cyril Shroff of Cyril Amarchand Mangaldas to find the answers to all our questions