How To Pay Off Your Home Early - I Paid Off My House In 8 years - NO HELOC!

I talk about my strategies for paying off my home in 8 years. There's no magic in this but watch as I explain some of the strategies we took to pay off our $194,000 Home. #1 Refinance And Get The Proper Loan (Conventional) See my video on why FHA doesn't make sense anymore: https://youtu.be/54Fa5G1b1E0 #2 Pay Extra Principal Calculator: https://www.daveramsey.com/mortgage-payoff-calculator #3 Pay Extra Payments - Bi-Weekly Payments Bi-Weekly Calculator https://www.nerdwallet.com/blog/mortgages/biweekly-mortgage-calculator/ https://www.mortgagecalculator.org/helpful-advice/bi-weekly-payments.php #4 Making A Decent Wage and Not Having Lifestyle Inflation #4.1 Making a decent wage. Buy less house even if you can "afford" more #4.2 No Lifestyle Inflation. Live on way less than you earn. #4.3 Rely and live on 1 income #4.4 Save bonuses & Commissions. Don't celebrate or spend it! #4.5 Keep Your Earnings & Savings A Secret #4.4 Passive Investment Income #5 Habits That Save Money #5.1 Become Handy & DIY Repairs #5.2 Buying Gently Used Cars That Last Long For Your Life #5.3 Discount Shopping - Buy regular priced clothing! #5.4 Reduce/Eliminate Subscription Services #5.5 Minimize Your Monthly Bills! #5.6 Take Cheap Vacations #5.7 Ignore "Special" Holidays & Gift Buying #5.8 Optimize Your Cashback #6 Invest Or Pay Off? Once we had enough, we just paid it off! See some of my other videos! Save Money On Car Insurance: https://youtu.be/03j8X_2_4KA Top Cashback Credit Cards For Saving Cash: https://youtu.be/OskxuneM6_k Top Financial Mistakes To Avoid: Coming Soon #debtfree #nomortgage #payoffhouseearly ► Robinhood (Get 1 free stock for signing up!): https://join.robinhood.com/minhb4 ► A Great Book From Dave Ramsey - Total Money Makeover: https://amzn.to/3bvxLDs DISCLAIMER: I am not a CFP, CPA, attorney, insurance agent, real estate agent, mortgage broker, or financial advisor. These videos are for educational purposes only and I am merely sharing my opinion and experiences. Please do your own research or consult a professional!