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David Knights, the Hong Kong general manager of Friends Provident International joins reporter Enoch Yiu in the studio today. He talks to her about his company's plans in Hong Kong and about their recent launch of a critical illness product. At Friends Provident, Knights is responsible for the selling of life insurance, critical illness and retirement products in Hong Kong. And previously, he worked in the business development arm of the insurer's African and Scandinavian businesses. Knights, first provides more details of the company's new critical illness product.